Xero Pricing Explained (2026)
Xero paid plans range from $29/mo to $90/mo (billed monthly). Beautiful business and accounting software
Xero starts at $29/mo. Paid plans range up to $90/mo. Beautiful business and accounting software. Pricing independently verified as of March 2026.
All Plans
| Plan | Monthly | Annual | Savings | Billing | Limits |
|---|---|---|---|---|---|
| Early | $29 | $348/yr | -- | Flat | 20 invoices/mo, 5 bills, bank reconciliation, receipt scanning |
| GrowingRecommended | $55 | $660/yr | -- | Flat | Unlimited invoices & bills, multi-currency, bulk reconciliation |
| Established | $90 | $1080/yr | -- | Flat | Everything in Growing + analytics, 1099 reporting, audit trail |
Pricing verified from Xero Limited pricing page · Last verified March 2026
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1255075100
Estimates based on published pricing. Usage-based plans are approximated. Verify with vendor for exact quotes.
Hidden Costs & Things to Know
- You need built-in payroll in the US (requires third-party integration)
- You want the largest accountant ecosystem (QuickBooks dominates in the US)
- You need inventory management beyond basics
Scoring Overview
Overall Score7.2 / 10
Value
7
Ease of Use
8
Power
8
Setup Friction
7
Migration Ease
5
Transparency
7
Last verified:March 2026Independently Verified
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